Here’s a fun fact: The idea of a cozy, leisurely retirement is actually a bit new. Only a couple of decades ago, people kept on working until they dropped. Here’s another fun and scientifically proven fact: Working is good for your long-term health. Also, managing your retirement and living without an income isn’t always as easy as it sounds. So, sometimes, the best retirement plan… is not to retire at all.

Of course, staying active well into retirement age can be just as difficult. First of all, retiring is almost like graduating from college. Suddenly you’re asking yourself, “What am I going to do?” And this time, there aren’t many places who might be interested in hiring you. No matter how skilled or experienced you are, advanced age is not going to win over corporate recruiters. Finding a job would be a real challenge.

On the other hand, there is a whole new world of creativity that you can explore. If you’ve never done so before, perhaps retirement would be a good time to start your own small business—or maybe you could start dabbling in some light e-commerce. Quite a few people have also found ways to make a bit on the side by using their professional skills to work part-time for non-profits.

Still unsure of what you can do now that you have a lot of free time? Talk to a career coach. Some people would be more comfortable discussing job options with friends, family, or maybe former colleagues and business associates—and who knows, maybe some of those close to you might have a better idea of your untapped talents.

Finally, there are three bits of common advice I’ve heard repeated over and over by financial experts about working after retirement. First and foremost, deal with all of your debts, once and for all. Second is networking: reach out as far as you can. Third: invest, invest, invest. Did I mention that you should learn about investing?



January 2017
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